/* jeonsecheck — 색은 모두 토큰(:root)에서 온다. 강조색 teal #0F766E, 다크 변형은 더 밝은 teal. */

:root {
  --bg: #F8FAFC;
  --surface: #FFFFFF;
  --surface-alt: #F1F5F9;
  --text: #0F172A;
  --muted: #475569;
  --border: #E2E8F0;
  --border-strong: #94A3B8;
  --accent: #0F766E;
  --accent-hover: #115E59;
  --accent-contrast: #FFFFFF;
  --accent-soft: #CCFBF1;
  --accent-text: #0F766E;
  --focus: #0F766E;
  --shadow: 0 1px 2px rgb(15 23 42 / 0.06), 0 8px 24px rgb(15 23 42 / 0.06);
  --danger-text: #991B1B;
  --danger-bg: #FEE2E2;
  /* 위험 등급 색 (글자 대비 4.5:1 이상) */
  --safe-text: #14532D;   --safe-bg: #DCFCE7;
  --caution-text: #713F12; --caution-bg: #FEF9C3;
  --danger-tier-text: #7C2D12; --danger-tier-bg: #FFEDD5;
  --severe-text: #7F1D1D;  --severe-bg: #FECACA;
  --radius: 1rem;
  --radius-sm: 0.625rem;
  --serif: Georgia, "Noto Serif KR", "Nanum Myeongjo", "AppleMyungjo", "Batang", "Apple SD Gothic Neo", serif;
  --sans: system-ui, -apple-system, "Apple SD Gothic Neo", "Malgun Gothic", "Noto Sans KR", "Segoe UI", sans-serif;
  color-scheme: light;
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0B1220;
    --surface: #111B2E;
    --surface-alt: #0F1A2D;
    --text: #E2E8F0;
    --muted: #A5B4C8;
    --border: #22314A;
    --border-strong: #64748B;
    --accent: #2DD4BF;
    --accent-hover: #5EEAD4;
    --accent-contrast: #042F2E;
    --accent-soft: #134E4A;
    --accent-text: #5EEAD4;
    --focus: #5EEAD4;
    --shadow: 0 1px 2px rgb(0 0 0 / 0.4), 0 8px 24px rgb(0 0 0 / 0.35);
    --danger-text: #FCA5A5;
    --danger-bg: #3B1212;
    --safe-text: #BBF7D0;   --safe-bg: #14372A;
    --caution-text: #FDE68A; --caution-bg: #3A2E0C;
    --danger-tier-text: #FED7AA; --danger-tier-bg: #3D2412;
    --severe-text: #FECACA;  --severe-bg: #4A1717;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #0B1220;
  --surface: #111B2E;
  --surface-alt: #0F1A2D;
  --text: #E2E8F0;
  --muted: #A5B4C8;
  --border: #22314A;
  --border-strong: #64748B;
  --accent: #2DD4BF;
  --accent-hover: #5EEAD4;
  --accent-contrast: #042F2E;
  --accent-soft: #134E4A;
  --accent-text: #5EEAD4;
  --focus: #5EEAD4;
  --shadow: 0 1px 2px rgb(0 0 0 / 0.4), 0 8px 24px rgb(0 0 0 / 0.35);
  --danger-text: #FCA5A5;
  --danger-bg: #3B1212;
  --safe-text: #BBF7D0;   --safe-bg: #14372A;
  --caution-text: #FDE68A; --caution-bg: #3A2E0C;
  --danger-tier-text: #FED7AA; --danger-tier-bg: #3D2412;
  --severe-text: #FECACA;  --severe-bg: #4A1717;
  color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

body {
  margin: 0;
  word-break: keep-all;
  overflow-wrap: break-word;
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-size: 1rem;
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3, h4 { line-height: 1.25; margin: 0 0 0.5rem; font-family: var(--serif); font-weight: 700; }
h1 { font-size: clamp(1.75rem, 1.2rem + 2.4vw, 2.75rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.375rem, 1.1rem + 1vw, 1.875rem); }
h3 { font-size: 1.125rem; }
p { margin: 0 0 0.75rem; }
a { color: var(--accent-text); }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; border-radius: 4px; }

.wrap { width: 100%; max-width: 1120px; margin: 0 auto; padding: 0 1rem; }
.wrap.narrow { max-width: 760px; }
.section { padding: 3.5rem 0; }
.section-alt { background: var(--surface-alt); border-block: 1px solid var(--border); }
.section-title { margin-bottom: 1.5rem; }
.muted { color: var(--muted); }
.fine { font-size: 0.875rem; color: var(--muted); }
.eyebrow { color: var(--accent-text); font-weight: 700; font-size: 0.875rem; letter-spacing: 0.02em; margin-bottom: 0.75rem; }
.lead { font-size: 1.125rem; color: var(--muted); max-width: 40rem; }

.skip-link {
  position: absolute; left: -9999px; top: 0; background: var(--accent); color: var(--accent-contrast);
  padding: 0.75rem 1rem; z-index: 100; border-radius: var(--radius-sm);
}
.skip-link:focus { left: 1rem; top: 1rem; }

/* 버튼: 최소 44px 탭 영역 */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.4rem;
  min-height: 44px; padding: 0.6rem 1.1rem; border-radius: 999px; border: 1px solid transparent;
  font: inherit; font-weight: 600; text-decoration: none; cursor: pointer;
  background: var(--surface); color: var(--text); border-color: var(--border-strong);
  transition: background-color 0.15s ease, border-color 0.15s ease;
}
.btn:hover { border-color: var(--accent); color: var(--accent-text); }
.btn-primary { background: var(--accent); color: var(--accent-contrast); border-color: var(--accent); }
.btn-primary:hover { background: var(--accent-hover); border-color: var(--accent-hover); color: var(--accent-contrast); }
.btn-ghost { background: transparent; border-color: var(--border-strong); }
.btn-danger { color: var(--danger-text); border-color: var(--danger-text); background: transparent; }
.btn-sm { min-height: 44px; padding: 0.5rem 0.95rem; font-size: 0.95rem; }
.btn:disabled { opacity: 0.6; cursor: not-allowed; }

/* 상단 바 */
.topbar {
  position: sticky; top: 0; z-index: 50;
  background: color-mix(in srgb, var(--bg) 88%, transparent);
  backdrop-filter: saturate(1.2) blur(8px);
  border-bottom: 1px solid var(--border);
}
.topbar-inner { display: flex; align-items: center; justify-content: space-between; min-height: 64px; gap: 0.75rem; }
.brand { display: inline-flex; align-items: center; gap: 0.6rem; color: var(--text); text-decoration: none; min-height: 44px; }
.brand-mark { width: 32px; height: 32px; color: var(--accent); flex: none; }
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-text strong { font-family: var(--serif); font-size: 1.05rem; }
.brand-text small { font-size: 0.75rem; color: var(--muted); }

/* 히어로 */
.hero { padding: 3.5rem 0 2.5rem; }
.hero-grid { display: grid; gap: 2rem; align-items: center; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin: 1.5rem 0 1rem; }
.hero-card {
  margin: 0; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.5rem; box-shadow: var(--shadow);
}
.hero-card-tag { font-size: 0.8125rem; color: var(--muted); margin-bottom: 0.25rem; }
.hero-card-title { font-weight: 700; margin-bottom: 0.5rem; }
.hero-score { font-size: 2.25rem; font-weight: 800; font-family: var(--serif); margin: 0.25rem 0 0.75rem; display: flex; align-items: center; gap: 0.6rem; flex-wrap: wrap; }
.hero-score span:first-child { font-variant-numeric: tabular-nums; }
.sample-list { list-style: none; padding: 0; margin: 1rem 0 0; }
.sample-list li { display: flex; justify-content: space-between; gap: 1rem; padding: 0.55rem 0; border-top: 1px solid var(--border); font-size: 0.95rem; }

/* 카드·그리드 */
.card-grid { display: grid; gap: 1rem; }
.card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.35rem; box-shadow: var(--shadow);
}
.card p { color: var(--muted); margin: 0; }

.steps { list-style: none; margin: 0; padding: 0; display: grid; gap: 1rem; counter-reset: step; }
.step {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.35rem;
}
.step p { color: var(--muted); margin: 0; }
.step-num {
  display: inline-grid; place-items: center; width: 2.25rem; height: 2.25rem; border-radius: 50%;
  background: var(--accent-soft); color: var(--accent-text); font-weight: 800; margin-bottom: 0.75rem;
}

/* 앱 영역 */
.app-section { background: var(--bg); }
.app-head { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: flex-end; gap: 1rem; margin-bottom: 1.25rem; }
.app-head .section-title { margin-bottom: 0.25rem; }
.app-grid { display: grid; gap: 1.25rem; align-items: start; grid-template-columns: minmax(0, 1fr); }
.main-col { min-width: 0; }
.list-col { min-width: 0; }
.property-list { display: grid; gap: 0.75rem; }
.prop-card {
  position: relative; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1rem 1rem 0.9rem; display: grid; gap: 0.35rem;
}
.prop-card[aria-current="true"] { border-color: var(--accent); box-shadow: 0 0 0 2px var(--accent-soft); }
.prop-select {
  all: unset; cursor: pointer; display: grid; gap: 0.25rem; min-height: 44px; padding-right: 2rem;
}
.prop-select:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; border-radius: 6px; }
.prop-name { font-weight: 700; font-family: var(--serif); font-size: 1.05rem; overflow-wrap: anywhere; }
.prop-meta { font-size: 0.875rem; color: var(--muted); }
.prop-compare { display: flex; align-items: center; gap: 0.5rem; font-size: 0.9rem; min-height: 44px; color: var(--muted); }
.prop-compare input { width: 22px; height: 22px; accent-color: var(--accent); }

.empty { color: var(--muted); padding: 1rem; border: 1px dashed var(--border-strong); border-radius: var(--radius); }

.panel {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.25rem; box-shadow: var(--shadow);
}
.panel-title { margin-bottom: 1rem; }
.panel:focus { outline: none; }

/* 배지·등급 */
.badge {
  display: inline-flex; align-items: center; gap: 0.3rem; padding: 0.2rem 0.7rem; border-radius: 999px;
  font-size: 0.875rem; font-weight: 700; white-space: nowrap; border: 1px solid transparent;
}
.tone-safe { color: var(--safe-text); background: var(--safe-bg); }
.tone-caution { color: var(--caution-text); background: var(--caution-bg); }
.tone-danger { color: var(--danger-tier-text); background: var(--danger-tier-bg); }
.tone-severe { color: var(--severe-text); background: var(--severe-bg); }
.tone-none { color: var(--muted); background: var(--surface-alt); }

/* 상세 헤더 */
.detail { margin-top: 1.25rem; min-width: 0; }
.detail-head { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 0.75rem; align-items: center; margin-bottom: 0.75rem; }
.detail-title { margin: 0; font-size: 1.375rem; overflow-wrap: anywhere; }
.chip-row { display: flex; flex-wrap: wrap; gap: 0.4rem; margin-top: 0.25rem; }
.chip { font-size: 0.8125rem; padding: 0.15rem 0.6rem; border-radius: 999px; background: var(--surface-alt); color: var(--muted); border: 1px solid var(--border); }
.detail-actions { display: flex; gap: 0.5rem; flex-wrap: wrap; }

/* 탭 */
.tabs {
  display: flex; gap: 0.25rem; overflow-x: auto; padding: 0.25rem; margin-bottom: 0.75rem;
  background: var(--surface-alt); border: 1px solid var(--border); border-radius: 999px; scrollbar-width: thin;
}
.tabs button {
  flex: none; min-height: 44px; padding: 0.5rem 0.9rem; border: 0; border-radius: 999px; background: transparent;
  color: var(--muted); font: inherit; font-weight: 600; cursor: pointer; white-space: nowrap;
}
.tabs button[aria-selected="true"] { background: var(--accent); color: var(--accent-contrast); }

/* 폼 */
.form-grid { display: grid; gap: 1rem; }
.field { display: grid; gap: 0.3rem; align-content: start; }
.field label, .field-set legend { font-weight: 600; font-size: 0.95rem; }
.req { font-size: 0.75rem; color: var(--accent-text); margin-left: 0.25rem; font-weight: 700; }
.opt { font-size: 0.75rem; color: var(--muted); margin-left: 0.25rem; font-weight: 400; }
.field input, .field select, .field textarea, .settings-form input {
  width: 100%; min-height: 44px; padding: 0.55rem 0.75rem; font: inherit; color: var(--text);
  background: var(--bg); border: 1px solid var(--border-strong); border-radius: var(--radius-sm);
}
.field textarea { min-height: 88px; resize: vertical; }
.field input[aria-invalid="true"] { border-color: var(--danger-text); box-shadow: 0 0 0 1px var(--danger-text); }
.field-set { border: 0; padding: 0; margin: 0; min-width: 0; }
.field-set legend { margin-bottom: 0.6rem; }
.field-wide { grid-column: 1 / -1; }
.money-grid { display: grid; gap: 1rem; }
.hint { font-size: 0.8125rem; color: var(--muted); margin: 0; }
.preview { font-size: 0.875rem; color: var(--accent-text); margin: 0; font-weight: 600; min-height: 1.2em; }
.error { color: var(--danger-text); font-size: 0.875rem; margin: 0; min-height: 0; font-weight: 600; }
.error:empty { display: none; }
.form-actions { display: flex; gap: 0.6rem; flex-wrap: wrap; }
.form-status { color: var(--danger-text); font-weight: 600; margin: 0; }
.form-status:empty { display: none; }

/* 분석 */
.score-card {
  display: grid; gap: 0.75rem; padding: 1.25rem; border-radius: var(--radius);
  background: var(--surface-alt); border: 1px solid var(--border);
}
.score-top { display: flex; flex-wrap: wrap; align-items: center; gap: 0.75rem; justify-content: space-between; }
.score-value { font-family: var(--serif); font-size: clamp(2.25rem, 1.8rem + 2vw, 3rem); font-weight: 800; font-variant-numeric: tabular-nums; line-height: 1; }
.formula { font-size: 0.9rem; color: var(--muted); margin: 0; }

.meter { position: relative; height: 14px; background: var(--border); border-radius: 999px; overflow: visible; margin: 0.5rem 0 1.5rem; }
.meter-fill { position: absolute; left: 0; top: 0; bottom: 0; border-radius: 999px; background: var(--accent); }
.meter-fill.tone-safe { background: #16A34A; }
.meter-fill.tone-caution { background: #CA8A04; }
.meter-fill.tone-danger { background: #EA580C; }
.meter-fill.tone-severe { background: #DC2626; }
.meter-tick { position: absolute; top: -4px; bottom: -4px; width: 2px; background: var(--text); opacity: 0.55; }
.meter-tick span { position: absolute; top: 18px; transform: translateX(-50%); font-size: 0.7rem; color: var(--muted); white-space: nowrap; }
.meter-tick:nth-of-type(2) span { transform: translateX(-100%); }
.meter-sample span { position: absolute; left: 0; top: 0; bottom: 0; border-radius: 999px; background: #CA8A04; }

.band-legend { display: grid; gap: 0.5rem; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); margin: 0.75rem 0 0; padding: 0; list-style: none; }
.band-legend li { padding: 0.6rem 0.75rem; border-radius: var(--radius-sm); font-size: 0.9rem; }

.table-wrap { overflow-x: auto; border: 1px solid var(--border); border-radius: var(--radius-sm); }
table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
th, td { text-align: left; padding: 0.65rem 0.75rem; border-bottom: 1px solid var(--border); vertical-align: top; }
th { color: var(--muted); font-weight: 600; background: var(--surface-alt); }
th[scope="row"] { white-space: nowrap; }
td.num, th.num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
tbody tr:last-child th, tbody tr:last-child td { border-bottom: 0; }

.grid-2 { display: grid; gap: 1rem; }
.subcard { border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem 1.1rem; background: var(--surface); }
.subcard p { margin-bottom: 0.4rem; }
.source { font-size: 0.8125rem; color: var(--muted); margin: 0.5rem 0 0; }
.note-warn { border-left: 4px solid var(--accent); background: var(--accent-soft); color: var(--text); padding: 0.75rem 0.9rem; border-radius: var(--radius-sm); font-size: 0.92rem; }
.kv { display: grid; gap: 0.35rem; margin: 0; }
.kv div { display: flex; justify-content: space-between; gap: 1rem; border-bottom: 1px dashed var(--border); padding: 0.3rem 0; }
.kv dt { color: var(--muted); }
.kv dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; text-align: right; }

/* AI 패널 */
.ai-box { margin-top: 1.25rem; }
.ai-sent { background: var(--surface-alt); border: 1px dashed var(--border-strong); border-radius: var(--radius-sm); padding: 0.75rem; font-size: 0.85rem; overflow-x: auto; margin: 0.5rem 0; white-space: pre-wrap; word-break: break-all; }
.ai-key-row { display: grid; gap: 0.5rem; grid-template-columns: 1fr; }
.ai-key-row input { width: 100%; min-height: 44px; padding: 0.55rem 0.75rem; font: inherit; color: var(--text); background: var(--bg); border: 1px solid var(--border-strong); border-radius: var(--radius-sm); }
.ai-key-row .btn-row { display: flex; gap: 0.5rem; flex-wrap: wrap; }
.warn-keys { font-size: 0.8125rem; color: var(--danger-text); margin: 0.4rem 0 0; font-weight: 600; }
.ai-result { margin-top: 0.75rem; }
.ai-result ol { padding-left: 1.25rem; margin: 0.5rem 0 0; }
.ai-result li { margin-bottom: 0.4rem; }
.ai-mode { font-size: 0.8125rem; color: var(--muted); margin: 0.25rem 0 0; }

/* 점검표 */
.progress-bar { height: 8px; background: var(--border); border-radius: 999px; overflow: hidden; margin: 0.25rem 0 0.25rem; }
.progress-bar span { display: block; height: 100%; background: var(--accent); width: 0; transition: width 0.2s ease; }
.stage { border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem 1.1rem; margin-bottom: 1rem; background: var(--surface); }
.stage-head { display: flex; justify-content: space-between; align-items: baseline; gap: 0.75rem; flex-wrap: wrap; }
.stage-head h3 { margin: 0; }
.check-list { list-style: none; padding: 0; margin: 0.6rem 0 0; display: grid; gap: 0.25rem; }
.check-item label {
  display: grid; grid-template-columns: 26px 1fr; gap: 0.6rem; align-items: start; cursor: pointer;
  min-height: 44px; padding: 0.4rem 0.2rem;
}
.check-item input { width: 24px; height: 24px; margin-top: 0.1rem; accent-color: var(--accent); }
.check-text { font-weight: 600; }
.check-hint { display: block; font-size: 0.85rem; color: var(--muted); font-weight: 400; }
.check-item.is-done .check-text { color: var(--muted); text-decoration: line-through; text-decoration-thickness: 1px; }

/* 타임라인 */
.timeline { list-style: none; margin: 0; padding: 0; display: grid; gap: 0.6rem; }
.timeline li {
  display: grid; grid-template-columns: 7.5rem 1fr; gap: 0.75rem; padding: 0.75rem; border: 1px solid var(--border);
  border-radius: var(--radius-sm); background: var(--surface);
}
.tl-date { font-weight: 700; font-variant-numeric: tabular-nums; font-size: 0.95rem; }
.tl-dday { display: block; font-size: 0.8125rem; color: var(--muted); font-weight: 600; }
.tl-title { font-weight: 700; }
.tl-note { font-size: 0.875rem; color: var(--muted); margin: 0; }
.tag-est { font-size: 0.75rem; background: var(--surface-alt); border: 1px solid var(--border); padding: 0 0.4rem; border-radius: 999px; margin-left: 0.3rem; color: var(--muted); }

/* 특약 */
.clause-grid { display: grid; gap: 0.9rem; }
.clause { border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem 1.1rem; background: var(--surface); }
.clause-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 0.75rem; flex-wrap: wrap; }
.clause h3 { font-size: 1.02rem; margin: 0.15rem 0 0.4rem; }
.clause p { margin: 0; color: var(--text); }

/* 설정·백업 */
.settings-form { display: grid; gap: 1rem; grid-template-columns: 1fr; }
.data-grid { display: grid; gap: 1rem; }
.data-block { border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem; background: var(--surface); }
.data-block h3 { font-size: 1.05rem; }
.data-block p { color: var(--muted); font-size: 0.92rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-top: 0.5rem; }
.file-label { display: inline-flex; }
.file-label input { position: absolute; width: 1px; height: 1px; opacity: 0; pointer-events: none; }
.file-label span { cursor: pointer; }
.file-label:focus-within span { outline: 3px solid var(--focus); outline-offset: 2px; }

/* 비교 */
.compare-hint { color: var(--muted); }

/* 면책·푸터 */
.disclaimer-block {
  margin-top: 1.5rem; font-size: 0.9rem; color: var(--muted); border-top: 1px solid var(--border); padding-top: 1rem;
}
.faq { display: grid; gap: 0.6rem; }
.faq details { border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 0.85rem 1rem; background: var(--surface); }
.faq summary { cursor: pointer; font-weight: 700; min-height: 44px; display: flex; align-items: center; }
.faq details p { color: var(--muted); margin: 0.5rem 0 0.25rem; }
.footer { border-top: 1px solid var(--border); background: var(--surface-alt); padding: 2.25rem 0 1rem; margin-top: 2rem; }
.footer-grid { display: grid; gap: 1.25rem; }
.footer-brand { font-family: var(--serif); font-weight: 700; font-size: 1.1rem; }
.footer p { margin-bottom: 0.3rem; font-size: 0.92rem; }
.copyright { color: var(--muted); font-size: 0.85rem; margin-top: 1.5rem; }

.toast {
  position: fixed; left: 50%; bottom: 1.25rem; transform: translateX(-50%); z-index: 90;
  background: var(--text); color: var(--bg); padding: 0.75rem 1.1rem; border-radius: 999px; font-weight: 600;
  box-shadow: var(--shadow); max-width: calc(100vw - 2rem); text-align: center; font-size: 0.95rem;
}
.toast[hidden] { display: none; }

/* 반응형 (360px 이상부터 기본, 768px부터 2열) */
@media (min-width: 720px) {
  .hero-grid { grid-template-columns: 1.15fr 0.85fr; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(3, 1fr); }
  .money-grid { grid-template-columns: repeat(2, 1fr); }
  .settings-form { grid-template-columns: 1fr 1fr; }
  .form-grid { grid-template-columns: 1fr 1fr; }
  .grid-2 { grid-template-columns: 1fr 1fr; }
  .faq { gap: 0.75rem; }
  .data-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.1fr 1fr 1fr; }
}
@media (min-width: 960px) {
  .app-grid { grid-template-columns: 340px minmax(0, 1fr); }
  .list-col { position: sticky; top: 84px; max-height: calc(100vh - 100px); overflow-y: auto; padding-right: 0.25rem; }
  .card-grid { grid-template-columns: repeat(3, 1fr); }
  .form-grid { grid-template-columns: 1fr 1fr; }
  .money-grid { grid-template-columns: 1fr 1fr 1fr; }
}
@media (min-width: 720px) {
  .money-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 960px) {
  .money-grid { grid-template-columns: repeat(3, 1fr); }
  .section { padding: 4.5rem 0; }
}